Investment Returns Calculator

How this calculator works

Payments follow the plan: the signing share at month zero, the construction share spread across the build, the balance and closing costs at delivery. During construction, value changes with the price uplift and annual appreciation inputs. After delivery, the post-delivery appreciation rate applies. Each year of the hold, gross rent less operating costs, property tax, fixed costs and rental income tax is added. At exit, selling costs and capital gains tax come off the sale. Estimated yearly return uses the internal rate of return (IRR), accounting for when each payment, rent receipt and sale occurs. It is not the total profit divided by the number of years.

Excluded costs & risks

• Currency movement between your home currency and the market's.
• Furnishing, fit-out and pre-letting costs, which vary by unit.
• Construction delays. Adjust the build period to model a later delivery.
• Your home-country tax on foreign income and gains, and the credits that offset it.
• Mortgage interest in return calculations. Affordability shows estimated loan repayments when financing is enabled.